Free Tools for Privately Held Mortgage Notes
Why would we offer these valuable tools for free? Because we're confident that an educated Note Owner is potentially our best customer.
We believe that you should feel confident and well informed when making any and all decisions relating to the management of your investment.
Note Owner's Manual
Filled with easy-to-understand tips and a wealth of information, The Note Owner's Manual
provides you with the practical financial assistance you need to manage your investment.
It covers all the key subjects in relation to buying, managing, and selling Privately
Held Mortgages, Mortgage Notes, Trust Deeds as well as Land Contracts.
The Note Owner's Manual is an invaluable resource for all note owners, something that gets referred to again and again because it enables you to protect your asset and could literally end up saving you thousands of dollars.
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Download The Note Owner's Manual |
Owner Financing Payment Estimator
If you're selling your property with owner financing, then the Owner Financing
Payment Estimator is the tool you need for structuring your deal.
By plugging in the taxes, insurance, sale price and length of the note into the Owner Financing Payment Estimator, you'll be presented with a full matrix of payments for interest rates between 5.5-8.0%, and down payments between 0-20%.
At a glance, you'll be able to see what interest rate you can offer based on your buyer's down payment and still get a monthly cash flow from the property. The Owner Financing Payment Estimator is definitely a must-have tool.
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Download the Owner Financing Payment Estimator |
Owner Financing Amortization Schedule
By entering in some basic details, this spreadsheet will generate a payment schedule for the
entire life of your investment.
The Owner Financing Amortization Schedule also allows you to set a balloon payment date for your note and can estimate payments for notes with terms up to 50 years.
You'll be able to see the impact of the payment son principal balance, and how much of each payment is interest, taxes, and insurance.
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Download the Owner Financing Amortization Schedule |
Buyer Debt-to-Income Worksheet
Your buyer may have the down payment, but are their financials strong enough to keep up with your
Seller Financed mortgage? With this spreadsheet, you'll be able to easily calculate their debt load
before you hand them the keys.
After inputting the borrower and co-borrower's gross income, payroll deductions and monthly expenses, you'll be able to instantly determine if their debt-to-income ratio falls within standard guidelines.
This is a must-have tool for qualifying your potential buyers and ensuring that your Seller Financed note is secure.
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Download the Debt-to-Income Worksheet |